SURS benefit recipients may be eligible to participate in the State of Illinois Employee Group Insurance Program (SEGIP) or the College Insurance Program (CIP). To be eligible for the SEGIP, you must have at least five years of service credit with a state university or an agency of the state of Illinois. Community colleges are not state agencies. For each year of service credit, the state of Illinois will pay 5% of your insurance premium in retirement. With 20 years, the member insurance is premium-free. To be eligible for the CIP, you must have been a full-time employee of any SURS-participating community college and eligible for benefits at that employer. City Colleges of Chicago do not participate in the CIP. CIP insurance premiums are set amounts that may adjust annually. 

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