If participation first began prior to January 1, 2011:
- Age 55 with 8 or more years of service, with applicable age reduction
- Age 62 with 5 or more years of service
- Any age with 30 or more years of service*
*Not applicable if employment termination prior to August 2, 2002
If participation first began on or after January 1, 2011:
- At age 62 with 10 or more years of service, with applicable age reduction
- At age 67 with 10 or more years of service