Insurance
State Employees Group Insurance Program
Eligibility
To be eligible to participate in the State Employees Group Insurance Program, members:
Must meet vesting requirement of qualifying service for retirement as a Tier I (five years of service) or Tier II (10 years) member.
Must elect to receive a lifetime monthly benefit from SURS.
The State Employees Group Insurance Program (SEGIP) includes health, vision, dental, life and prescription insurance.
Rates
The Illinois Department of Central Management Services (CMS) determines the cost of this insurance. SURS has no information regarding the future costs for state of Illinois health insurance. Currently, the state covers 5 percent of the total insurance premium for each year of qualified service. Members who have 20 years or more of service credit receive premium-free health insurance.
College Insurance Program
Eligibility
To be eligible to participate in the College Insurance Program (CIP), members:
- Must be receiving a monthly benefit from SURS, and
- Must have been a full-time employee eligible for group health benefits while employed at an Illinois community college district.
The College Insurance Program includes health, vision, dental, and prescription insurance.
Rates
The Department of Central Management Services (CMS) determines the cost of this insurance. SURS has no information regarding the future costs for CIP insurance.
TRAIL (Medicare Advantage)
Insurance information for members in the Medicare Advantage – TRAIL Plans.
Members in the College Insurance Program (CIP) are responsible for a monthly contribution for Total Retiree Advantage (TRAIL) Medicare Advantage Prescription Drug (MAPD) health coverage that includes prescription drug, dental and vision benefits.