SURS Facts – How to Locate and Use the Benefit Estimator


Login to the SURS Member Website

Locate the Member Login button in the menu at the top of the page. If you have an account set up, enter your “User Name” and “Password.” If you are a new user, complete the registration process. There is a link on the login screen to a registration tutorial video.

Navigate to the Benefit Estimator

After logging in, click on the “Benefit Estimator” on the left-hand side of the page.

Using the Benefit Estimator

Fill in your information on the next screen. Click “Calculate” on the next screen if the assumed future earnings and service credit look accurate. You will then be provided with an estimate. Click on the “Printable Results” tab to see a printer friendly summary of your retirement estimate.

Other Information

This Benefit Estimator is intended as a tool for you to estimate your own retirement benefits. The accuracy of the estimate will depend on how closely the variables you choose match the actual numbers derived in the future.

Any benefit you receive from SURS will be determined pursuant to the provisions of Articles 1, 15, and 20 of the Illinois Pension Code, as amended from time to time. The benefit to which you are entitled under the Illinois Pension Code as officially calculated by SURS staff will prevail over any estimates generated by use of this tool.

Use of this program does not replace a SURS counseling appointment. If you are within four years of retirement, you may contact SURS for an estimate and information on filing for retirement benefits.

This program may not accurately calculate part-time service or the police/firefighter formula.